Win Cash Back Online for Free

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Randy was a compulsive gambler.  One day he bet $1000 on a horse named Applejack.  Applejack wasn’t even in the race as that was actually a Pony from My Little Pony.  Randy wasn’t a good gambler, but he shouldn’t feel bad.  Gambling is risky of course, so there was a good chance he wasn’t going to win anyways.

Now that Randy was hitting his mid 30’s and had 12 kids to look after, he knew that his Gambling days were pretty much over.  One afternoon, his eldest son named Sherlock came up to Randy and said:

“Daddy you need to start saving money now.  Did you know that has some pretty nifty apps where you can possibly win money by saving?”

Randy was awestruck.  Randy, became a follower of the website known as

1:  Grand

It’s time to save some money, but you know that savings accounts aren’t always the best place for your money.  After all, investing has much better returns.  Certainly, there are online savings accounts where you’ll yield high returns like the one found at CITBank (FDIC insured), but customization and saving’s goals tend to be lost along the way.  If you wanted to start saving towards a beach vacation in Hawaii or paying off your mortgage, there are a few apps that do this.  One, however, is looking to add additional value by adding sweepstakes.  That’s right:  You Can Save, Invest, and Win Money You Save with the Grand app.

Reward Your Saving Effort

It’s rare to find an app that incentivizes your saving efforts.  Like we mentioned the higher yield returns, but those come with long waits and are often small sums of money.  With the value of sweepstakes, it not only intrigues the end user to save more often but could help change one’s finance landscape for the long haul.  There is a drawback with this Grand app, and that is will eventually charge you $2/month for every month you use it.  On the other hand, that’s not bad for a triple-pronged approach to saving efforts.

How to Get Started on Grand App

You’ll need specific actions to get going on Grand, and it’s really easy to start!

  • Sign Up for Grand
  • Bank Account Log(in) information (Fully Encrypted and Secure)
  • Personal Address and Information
  • Email and Password that you would like to use

*From the dashboard, you’ll see how to adjust recurring payments (automatic withdrawals from your linked account).  You can turn this off in the savings preferences menu.  *

The dashboard will show you entries into the sweepstakes opportunities, potential saving towards your goal and much more.

First Grand Sweepstakes Entry

The Jackpot Opportunities

It’s no wonder the most popular incentive to joining Grand is the Sweepstakes / Jackpot opportunities that are linked to your account.  There will be Weekly Drawings (completely randomized) for the $1,000 winnings, and there are multiple ways to enter.  First one is that once you sign up, you’ll have various amounts of entries.  For future jackpots like the $25,000, you can always add each linked dollar into the jackpot drawing.

Grand App Jackpot

Investing Your Dollars

Even if you end up never winning a jackpot using Grand, you’ll still be eligible to save your money towards a Roth IRA or towards reaching saving goals like paying off your mortgage, loans, cars, etc.  Based on what you fill out, investing through Grand is a respected option that is comparable to an app like Stash.  So for every dollar you save or place towards sweepstakes, you’ll also be saving it into those ROTH IRA or Saving Goals.  Pretty neat!

Roth IRA Grand

You can set specific goals within your approach to saving:  the more Aggressive Style, the riskier it will be and the more conservative will produce a lesser return but will perform admirably over time.  The choice is yours!

The cost of using Grand is $1/mo

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2:  [eafl id=”11481″ name=”Long Game” text=”Long Game”]

Long Game Savings app takes a slightly different approach.  With an FDIC insured Savings account, you can save for important goals like a Bathroom renovation or a Beach Vacation (similar to the Digit app).

Like Grand, you’ll have a chance to earn significantly more money through contests (games).  Unlike Grand, there are no major sweepstakes opportunities, yet there are prizes up to $1,000,000!  The games itself are intriguing and fun, which makes saving money more fun along the way.

Signing up is simple and much like other savings apps:

  • Register an Email
  • Link a Bank Account
  • Deposit a specific amount ($1+)
  • Save More, Play More!

How to Play Games on Long Game

In order to play additional games on the app, you’ll need to save more!  This is likely due to the fact that the company makes some money in interest from your savings efforts.  For example, if enough people save money, and Long Game (which acts as an FDIC insured bank), earns more money in interest, they can allow more people to play games!

long game

In any case, the more you save…the more you can play.

Prizes and Earning Crypto

One of the unique functions of the Long Game app is that you can earn rewards in the form of Bitcoin and Ether.  Both are forms of cryptocurrency.  The large growth of these currencies makes it a nice add-on for those looking to break into this kind of investing.

Just so you know, if you win a significant prize, only a small fraction will be taken off in fees.

Interest…is Interesting on the Long Game App

One of the drawbacks of using the Long Game app is that you won’t earn much interest.  In fact, we found out that you’ll only earn 0.10% Interest on Savings.  So really, the goal of this app is to get you to play games.  Games can be rewarding if you win though!

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3:  Lucktastic

Love Scratch Off Lottery Tickets?

With the latest lottery winner netting themselves over 500 Million Dollars, people tend to go a tad crazy for lottery scratch-off tickets and the Powerball.  It’s no wonder that a company called Lucktastic is looking to capitalize on this type of market through a digital app available on iOS and Android / Google Play Stores.  We tried the app for about two weeks and found it to be a fun way to earn rewards, albeit very small rewards.  Is it a Scam?  Let’s take a look!

If you are looking to win thousands upon thousands of dollars through these types of apps, the news is not so good.  You likely will not!  However, that doesn’t mean you can’t occasionally win a few dollars here or there.  In our first few digital scratch-offs, we earned $1!  Hooray?

Losing Scratch Off Gift

People who would enjoy this type of app are those who are fond of purchasing handheld scratch-off tickets found at local stores and gas stations.  Because you won’t pay anything for these digital ones through Lucktastic, perhaps you can curb your lottery-fever by turning to this app.  Afterall, odds of winning real scratch offs are not so great.  Again, this is a generalization, and there have been huge winners in the past.

Win Coins for Upgraded Tickets

Like in-person scratch offs there are always better tickets with higher payouts.  Lucktastic is no different.  After a few tickets, you’ll be able to play higher reward tickets.  You’ll be able to play Monopoly themed tickets and other famous brand names that have partnered up with Lucktastic!

How does Lucktastic earn money?

So a question that we always ask when it comes to companies giving away free money is this:  “How Do They Make Money?”  Lucktastic likely partners up with advertising companies that will pay for ads when a user plays a scratch off.  Plus there are commercials almost every time you play a new ticket.  Video plays are advertising dollars for Lucktastic, so this makes sense.  They likely have analytics in place for every few video shows/ads a winner takes place.

Lucktastic isn’t so bad if you love those scratch-offs.  You won’t pay anything except a ton of time watching pesky video ads almost every time you play a new card.   It’s a legit app, although you probably won’t win too much (unless you are…lucky!)

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4:  SwaqIQ

From the makers of Swagbucks and MyPoints comes, SwagIQ the trivia game where you’ll earn additional Swag Bucks for redeeming more money!

If you are the type who watches Jeopardy or other Trivia based shows, you’ll love SwagIQ.  Once you’ve downloaded the SwagIQ app (on iOS and Android), you’ll be able to sign up with your Swagbucks account.  If you don’t have one, you can easily sign up through the app anyways.


Participate in Live Trivia

Twice a day, through the SwaqIQ app, you’ll be eligible to play in live trivia shows where you’ll answer trivia questions.

How much is each correct answer?  If you answered correctly, you’ll get one Swagbuck deposited into your account.  One Swag Buck is approximately $.01

If you happen to make it past the first few rounds, you’ll earn additional bonus Swagbucks along the way.

Another nice thing here is that if you somehow do not answer correctly, there are second chance play options!

Winning on SwagIQ

Although you won’t win any luxury vehicles or homes if you happen to fool the Swagbucks team, you’ll earn a large number of Swagbucks that could be redeemed for Walmart or PayPal cards.  You’ll be able to see the grand prize amount during the contest!  If there is more than one winner, the points are distributed evenly amongst the winners.

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5:  WinWin

Much like GRAND and Long Game, you can earn winnings with the WinWin app.  It’s available for iOS only and this time and sports a clean experience for those looking for yet another alternative to the “save and win” space.

win win saving

What’s interesting about WinWin is that the FDIC insurance comes from Wells Fargo, a top banking service you probably have heard of (hopefully for good things).

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Although you likely won’t win any significant money with these apps, they offer a unique approach to the gaming and sweepstakes world.  If you have any other apps you think would fit within this post, let us know!

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